Ready to find your dream home in the Miami Valley? This quick-start checklist outlines the essential steps in your homebuying journey. For the comprehensive guide with detailed instructions and local resources, visit gisellemyhouse.com/free-resources!

1. Financial Preparation

• Meet with your realtor to discuss lifestyle goals, communication preferences, and buying timeline
• Meet with a loan officer to determine your purchasing power
• Get pre-approved for a mortgage (not just pre-qualified)
• Establish a monthly housing budget including mortgage, taxes, insurance, and maintenance
• Save for upfront expenses (minimum 3-5% beyond down payment and closing costs)
• Review your credit report and avoid major financial changes during your home search

2. Home Search Process

• Create your needs vs. wants list with must-haves and nice-to-haves
• Research Dayton neighborhoods that match your lifestyle requirements
• Tour initial properties (3-5 homes across different neighborhoods)
• Visit neighborhoods at different times of day and different days of the week
• Research school districts (if applicable)
• Check HOA restrictions for properties you’re interested in

3. Offer and Inspection Phase

• Submit offer and earnest money deposit
• Navigate negotiations with seller through your realtor
• Schedule home inspection (typically $500-1000)
• Review inspection results and request repairs if needed
• Prepare for appraisal and potential negotiations

4. Closing Preparation

• Gather required documentation for closing
• Transfer utilities into your name effective closing date
• Schedule movers or moving truck rental
• Conduct final walkthrough before closing
• Secure funds for closing costs

Need More Guidance?

This is just a brief overview of the homebuying process. For my comprehensive buyer’s guide with Dayton-specific resources, neighborhood insights, and detailed instructions for each step, visit gisellemyhouse.com/free-resources.

Ready to begin your homebuying journey? Let’s meet for coffee and put together your tailored game plan for finding your perfect home!